Tuesday, December 29, 2009

How To Make A Homemade Flat Iron

6 mistakes that are costly - part 2


This is the second article in a series on the psychology of the investor to set the picture type of the rational investor.


The text is excerpted from Mickael Mangot: "6 psychological errors that are costly.


" Portrait of rational investor


(...) Here is a picture of what could be the rational investor par excellence. Obviously, it is a chimera largely inaccessible to ordinary mortals. However, its usefulness is not zero. One can also use it as a model to which it would be wise to tender. We present its behavior in different situations.

2. The rational investor and the collection of information

The rational investor (IR) will seek information wherever he can find. He reads the press in-depth economic and financial analysts to notes provided by brokers, is trying to get others on the Internet, navigating the forums fellows ...
Especially, IR is not concerned that some values, it looks almost all! Small, large, cyclic, or technological performance, none is a priori unknown . "

Value and Profit: As we have seen previously, analysis of notes should not be the sole source of your research. They can refer you to an area, give you ideas ... but never buy a value of "only" because you read a positive analyst note on a particular title: you must do your homework and investigate yourself on the title.


Finally, we believe there are also some excellent blogs that can also be a good source of inspiration for the individual investor rationality.





Wednesday, December 23, 2009

Yellow Cervical Mucus Late Period

Moury Construct new Q3 2009

The second interim statement 2009 is available here .

What has happened since our last developed at June 30, 2009 ?

Few things to note. Everything seems to go perfectly for our small Belgian construction value.

Management is working on a policy to reduce costs and expand the activities of public-private partnership (PPP).

Thus, it was decided to simplify the group structure in order to optimize costs. The effect will be noticeable from 2010.

No more items on PPP activities. Perhaps news in the coming months?

We have no information on the share repurchase program. It was not until the 2009 Annual Report to learn a little more.


The results and prospects

The order book is identical to the same period the previous year and a contract is EUR 20 million in pipes.

Regarding the results:
"Although the Board expects a net profit of business continuity at 31 December 2009 below the exceptional result achieved at December 31, 2008, the year ended 31 December 2009 should allow the distribution of a dividend equivalent to that of the previous year, representing a gross ordinary dividend of 5.13 € per share. "

No worries not over on that side.


A little recovery ...

A course of 91.91 euros, the company EUR 36.4 million is recovered.

Equity at 30.06.09 were EUR 39.9 million (of which EUR 11.3 million of intangible assets and goodwill), or 71.7 euros per share after deducting intangible assets.

a reminder, the net cash per share at that date of 92 euros per share.

Regarding the results, they are in H1 2009 EUR 3.3 million. We conservatively estimated 2009 earnings on the same basis as those of 2008 - excluding non-recurring operating results (outsourcing buildings) for EUR 1.6 million - at least 5 million EUR.

The PEX 2009 can be estimated at:

Market Capitalization / earnings 2009 = 36.4 / 5 = 7.3

To summarize, Moury Construct has a backlog of 1 year of activity. The action is valued profits 7.3 x 2009 (conservative base) with a net cash of 92 EUR / share!

We also believe that management is up to the expectations of a value investor in the patient.

Indeed, either by successive buybacks, the dividend yield, outsourcing the operation of real estate in 2008, ... management has clearly demonstrated its ability to create value for shareholders. This is not surprising since interests of management and shareholders alike because of family structure group.

Ticker: MOUR
course the day of publication: € 91.91
gain since the first analysis: +14.9% (€ 80.00)
Council: PURCHASE

Monday, December 21, 2009

How To Play Sports Without A Tampons

6 errors psychological costly - part 1



Today, we present the first article of a series on the psychology of the investor to set the picture type of the rational investor.

The text is excerpted from Mickael Mangot: "6 psychological errors that are costly.


" Portrait of rational investor

(...) Here is a picture of what could be the rational investor par excellence. Obviously, this is a chimera largely inaccessible to ordinary mortals. Nevertheless, its usefulness is not zero. You can also use it as a model to which it would be wise to tender. We present its behavior in different situations.
1. The rational investor and the choice of broker
Before choosing a broker, investor rational (IR) compared all brokers that may be of interest based on two main criteria: rates (fees brokerage and custodial fees) and access information. The IR knows how a seemingly small difference in the amount of brokerage fee (say 0.4%) may result in the long term performance. He also knows how the information is important. It is therefore willing to pay extra to have a privileged access to quality information, such as recommendations of analysts. The IR can even have multiple accounts title only multiply its sources of information.


His choice is never final. On the contrary! The selected broker is constantly in competition with others and if he ceases to be competitive, the IR changes immediately. "



Wednesday, September 16, 2009

Homemade Advent Wreath Ideas

Condos for sale in Laval


Urbania still has several condos for sale in Laval studios, 3 1 / 2 and 4 1 / 2.


Located in the downtown Laval, new condos made by Urbania offer a quality of life and a remarkable proximity. your condo in the heart of a true urban village, has never been so close to everything.

Walking distance from metro Montmorency and downtown, enjoy all the benefits that can offer a vibrant, urban and close to nature, while avoiding the inconvenience of the metropolis. your condo is located in both downtown Laval and a few steps from metro , you'll always be connected!

If you are looking to buy in Laval, you will inevitably find the condo that suits your needs, thanks to the diversity offered by Urbania condos. Our 3 1 / 2 have one bedroom, for areas ranging from 603 to 798 square feet. Our 4 1 / 2 have two bedrooms, for areas ranging between 900 and 1050 sq.ft.

Living Laval never been so enjoyable! Choose your condo and settle into a new condo, modern, and in the center of Laval .
Visit our website to learn more: http://www.condourbania.com/

condos for sale - condo laval - condos for sale Laval

Condo Urbania.

Tuesday, June 16, 2009

Symbol Of Volley Ball

Urbania: Condo for rent and condos for sale in Laval

We have spent considerable time and energy to bring you the best website and the best tools to help you select your dream condo . Adding a video virtual tour , and a description of the location and activities and services in the area allow you to better understand what our innovative concept of urban villages. In the city, but close to nature and pleasant spaces to live.

We have also established a database with all our plans condominiums available . Updated regularly by our vendors, this database offers you only the condos for sale and condos for rent available when you view the list and make your choice.


We are proud to offer all plans condos so you can have the most accurate view possible of the interior of the condo. Appointment in the first section condos for sale or condos your choice.

You can then view the floor plans to be able to pinpoint the location of the condo in the floor:
- For condos there only one phase, phase 9. You can go directly to the floor plans by clicking here .
- For condos for sale however, you can choose between condos already on sale and condos pre-sales .
Example:

On the screenshot above, we see the plans for condos for sale . At left, plans to sell condos on the ground floor and right plans to sell condos floors 2-8.

The mouse is positioned on the condo "L" on the ground floor . Just click on the condo of your choice to see the plane appear development inside the condo, in PDF format. The PDF opens in a new window so you can continue your tour of the site as normal and you have the ability to compare condos .
Here's what the database provides:

You can imagine what will your perfect condo not even move. You thus avoid unnecessary travel and tours since you already know upstairs and inside your condo . Many of photos were also posted online so you can see finish and materials used in condominiums .

We hope this service will meet you at the highest point.

soon for a tour of our condos for rent and condos for sale Urbania.


Urbania, Le Versant Constructions .

Wednesday, June 3, 2009

Why Do I Love Milena Velba

upscale condos for rent in Laval

Urbania offers upscale condos for rent in Laval .

The condos, new construction, are located right in downtown Laval and allow you to access all shops and all services you expect from a city . You are close to the subway, close to restaurants and bars, close to the shops, cafes , sports centers, theaters , etc..
You benefit from the advantages of the city while you are as close to nature!

Our condos Available for hire are available from $ 900 per month. The condos contain one to three bedrooms, for areas ranging from 650 to 1356 square feet.

The proposed Urban Village Urbania offers leisure facilities and many more great outdoor activities while offering modern condominiums, spacious and bright.

Constructed with materials and latest techniques Urbania offers bright apartments, well insulated, and find chaleureux.Vous always nice to go home yourself.

Finally, Urbania have many condos for rent , you can choose: size, number of bedrooms, interior, floor, etc..

Find all our condos for rent in clicking here.

Visit the website at Urbania clicking here.

Enjoy!

Friday, May 22, 2009

How Could Someone Do Scat

opening blog Urbania


Urbania is pleased to announce the opening of his blog that will aim to better inform you about its condos for sale in Laval and condos for rent in Laval . The blog will also keep you informed of updates and condos or project under construction.

The condos are located right in Urbania
downtown Laval to throw Montmorency metro, bus terminal, to throw Centre Laval , Restaurants, cinemas, bars and throw nature .

If you want to buy a condo , you can consult the list of condos for sale at: www.condourbania.com / condos-a-vendre.php Note there are currently selling condos and other condos pre-sales.

The condos are upscale condos . You can check the list here: www.condourbania.com / condos-a-louer.php .

Visit our corporate website for more information: photos, videos , plans , prices, etc..

The Urbania condos are part of Construction Le Versant , recognized business and with many references as well as several nominations and awards for several real estate projects.